The San-in Godo Bank,Ltd.

株式会社山陰合同銀行

Valuation

Fundamental ratios for the latest reported period.

Ticker: 8381
FY2025 (Mar 2026) · J-GAAP · consolidated Source: filing S100YBU8

FY = fiscal year, named by the calendar year it starts in; the month in brackets is when it ends (FY2025 ends Mar 2026 for a March year-end). FY2025 (Mar 2026) runs Apr 1, 2025 – Mar 31, 2026.

Gross margin —Not part of financial-company statements: gross profit / cost of sales
Operating margin —Not part of financial-company statements: operating income
Net margin 13.6%
Return on equity 7.2%Includes one-off items (e.g. gains on negative goodwill)
Return on assets 0.3%
Ordinary revenue growth (YoY) 23.5%
EPS (basic) ¥150.01
EPS growth (YoY) 22.1%
Current ratio —Not part of financial-company statements: current assets, current liabilities
Equity ratio 3.6%
Book value / share ¥2,136.37
Free cash flow —Not meaningful for financial companies