The Hokkoku Bank, Ltd.

株式会社 北國銀行

Valuation

Fundamental ratios for the latest reported period.

Ticker: 8363
FY2024 (Mar 2025) · J-GAAP · parent-only (non-consolidated) Source: filing S100VXDY

FY = fiscal year, named by the calendar year it starts in; the month in brackets is when it ends (FY2025 ends Mar 2026 for a March year-end). FY2024 (Mar 2025) runs Apr 1, 2024 – Mar 31, 2025.

Gross margin —Not part of financial-company statements: gross profit / cost of sales
Operating margin —Not part of financial-company statements: operating income
Net margin 11.4%
Return on equity 4.3%Includes one-off items (e.g. gains on negative goodwill)
Return on assets 0.1%
Ordinary revenue growth (YoY) -0.8%
EPS (basic) ¥298.25
EPS growth (YoY) 1.1%
Current ratio —Not part of financial-company statements: current assets, current liabilities
Equity ratio 2.8%
Book value / share ¥6,347.05
Free cash flow —Not meaningful for financial companies